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Archive of Rich Best - Weekly Financial Tip

Archive of Rich Best - Weekly Financial Tip
Your Credit Card Balance May be Hurting Your Score
Your credit score could be hurting from the account balance to credit limit ratio.... more
Why a Faster Terminal Can Save You Money
Explore how a faster terminal can save you money.... more
Your Essential Financial Checklist for Starting a Family
Before starting a family, go over this financial checklist to make sure that you are financially stable enough to afford a newborn baby.... more
A Little Knowledge Can Make Your Life Less Taxing
Here are a few important steps anyone can take to get in control of their taxes.... more
Don't Save for College - Make a Plan to Fund It
This generation of parents, who have high hopes of a quality college education for their children, face challenges unlike any faced by generations before them.... more
Refinancing Your Mortgage: It's not just about the rate
These are truly remarkable times in the mortgage industry. Mortgage rates are at their lowest point in more than 50 years presenting homeowners with a once-in-a lifetime opportunity to lock in rates while they're at or near the bottom.... more
High Tech Ways to Best Manage Your Finances
Most of us can remember the days when our parents would sit around the kitchen table with a mountain full of receipts and their checkbook furiously entering and adding numbers and swearing when everything wouldn't balance.... more
Record Keeping in the cloud - is it safe?
As our lives become more intertwined with the Internet it may be only a matter of time before all of our important data is stored in this vast cloud of bits and bytes.... more
Organize Your Saving around Your Goals
One of the bigger challenges for savers is staying motivated which is what feeds the discipline needed for saving.... more
A Winning Strategy for Saving Money while Reducing Your Debt
Save money or pay off debt, it's a conundrum.  Both are important, but most people feel cornered by the decision because their budget only allows them to do one or the other.... more
How to Purchase Life Insurance
Life insurance plays a crucial role in securing the financial future of a family.... more
Investing with Dollar Cost Averaging
It has been argued that the best way to invest in the stock market is with a lump sum of capital that can be properly diversified.... more
Year-End Tax Planning for Business Owners
Tax planning for small business owners is a year round endeavor. For many small businesses, it is not until they approach the year-end until they have a better understanding of their business' financial situation as it relates to profits, cash flow anticipation, expense allotments, and their tax con... more
Finance Lessons for Your Teen
The current economic environment has caused most everyone to reconsider their personal finances with many people having to drastically change their spending and savings habits.... more
Target-Date Funds: Should You Just Set it and Forget it?
Target-date funds aren't for everyone, but they should not be dismissed by anyone who has their sights on retirement but their mind on other things.... more
Parents Need to Get Ahead of Rising College Costs
Along with most consumer prices, college tuition costs are heating up again.... more
Refinancing Your Mortgage: It's not just about the rate
These are truly remarkable times in the mortgage industry. Mortgage rates are at their lowest point in more than 50 years.... more
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